HB&O Financial Services

Building long term relationships with our clients for over 50 years.


Welcome to HB&O Financial Services

Independent Financial Advisers in Leamington Spa, Warwickshire

At HB&O Financial Services we provide tailored independent chartered financial advice covering Pensions and Investments, Inheritance Tax, Protection and Mortgage advice. Based in Leamington Spa, we advise clients across Warwickshire and surrounding areas on how to improve their financial wellbeing and to plan for a comfortable financial future.

We believe setting your goals is the first step to success. Having goals gives focus and direction. That's where HB&O Financial Services can help you, your family and business. We pride ourselves in building long term relationships with clients, some of these have been for over 50 years.

The advice we provide is completely impartial, and our continuous monitoring and research of the financial services market enables us to recommend the most appropriate financial solutions to your individual needs.

For further information, please get in touch.

It’s business as usual! Given the current guidelines from the Government surrounding the Covid-19 pandemic we are offering our clients telephone or video meetings, just let us know your preference.

Why do you need a Chartered Financial Planner?

We have successfully helped all our clients map out their financial future and worked alongside them when setting their personal life goals and objectives.

We know goal settings is not easy, many people have never set a goal in their lives. However, having a financial strategy in place is life changing. How many people wish they could retire earlier than predicted?

Following an initial meeting we help clients arrange their financial portfolios, including their retirement savings, investment strategy, everyday budgeting and cashflow while planning for life’s big expenses like buying a property, starting a family or even setting up a business.

Our specialist team of highly qualified advisers will help you balance multiple financial goals, manage a business, restructure debt, or establish your retirement savings requirements.

Your future starts today.

Our five-step method


Our services


Insights (blog)


Free digital magazine


Treating Customers Fairly

HB&O Financial Services is a trading style of D A Owen Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) and we are happy to work within a regulated environment which prioritises the interests of consumers.

HB&O Financial Services have satisfied the rigorous criteria relating to professional qualifications and ethical good practice. You can therefore be confident that you are dealing with a quality firm that is committed to providing you with the best possible advice, service and support.